Attention homeowners in West Monroe and Ouachita County: Need an appraisal?

The top seven reasons LA homeowners order from Wade Appraisal Co:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a LA property tax assessment
To reduce their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a LA divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate

Need help deciding the value of your home in or near West Monroe, LA?
Contact Wade Appraisal Co.

We at Wade Appraisal Co understand the unique needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. Being a homeowner that most likely doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value report than yours.

PMI Removal Appraisals

A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping clients just like you abolish unwanted PMI insurance.

Challenging property tax assessments

If you live in an area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Wade Appraisal Co is your perfect weapon.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Wade Appraisal Co can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Wade Appraisal Co offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Wade Appraisal Co can help you with that. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.